by kramoltz@hotmail.com | Dec 23, 2020 | Home Ownership
If you have a dispute with your HOA, the Arizona Department of Real Estate (“ADRE”) administers a HOA complaint resolution procedure. I’ve written about the process (the latest being Resolving an HOA Complaint), which is available to a home owner wanting to contest a...
by kramoltz@hotmail.com | Nov 5, 2020 | Home Ownership
The U.S. Geological Survey says 16 states are at high risk for a damaging earthquake in the next 50 years. Sure California is on the list, but who would guess Arkansas is? Joining them are Alaska, Oregon, Washington, Hawaii, South Carolina, Tennessee, Utah, Idaho,...
by kramoltz@hotmail.com | Sep 25, 2020 | Home Buying, Home Ownership
Over the years research has shown that new or updated kitchens are the most important feature when house hunting. This is also my experience in the metro Phoenix area as Arizonans spend a lot of time in or around the kitchen. Plus new appliances have a lot of impact...
by kramoltz@hotmail.com | Sep 15, 2020 | Home Ownership, Selling Your Home
In Best Remodeling Projects I wrote about the best bang for your buck when selling a home. I also mentioned 2 of the worst – an upscale major kitchen remodel and a master bedroom addition. But there are other home improvements that also have a marginal payoff....
by kramoltz@hotmail.com | Aug 12, 2020 | Home Ownership, Selling Your Home
There are online home evaluators like Zillow that give an estimate of your home’s value, but there’s no substitute for a real comparable market analysis (CMA). Outside of a newly built tract home, it is rare that an online evaluation accurately reflect the...
by kramoltz@hotmail.com | Jul 16, 2020 | Home Ownership, Mortgages + Lending
Reverse mortgages are a way for homeowners 62 and older to convert the equity in their homes into cash. These loans create cash flow to pay financial obligations when the owner doesn’t want to sell the home. The amount of a reverse mortgage is based on the equity or...
