by kramoltz@hotmail.com | Sep 30, 2021 | Home Ownership, Mortgages + Lending
Although interest rates have inched up, they are still near historic lows. The mortgage pros say that generally a one percent drop in the interest rate of your loan makes it worth it. The lower payments will save money you can invest or use elsewhere. A cash out refi...
by kramoltz@hotmail.com | Sep 9, 2021 | Home Buying, Home Ownership
Bathroom features are generally second to kitchen amenities in importance – especially those in the master bathroom. Obviously bathrooms with sufficient size are essential, but what does National Association of Home Builders survey say are the most desirable...
by kramoltz@hotmail.com | Aug 25, 2021 | Home Ownership, Selling Your Home
Downsizing. Selling your home usually isn’t on the home equity harvest techniques list. But buying a less expensive home can a generate a sizeable amount of cash that was previously inaccessible. And if the cash savings of buying a home for less money is invested, it...
by kramoltz@hotmail.com | Aug 12, 2021 | Home Buying, Home Ownership
The National Association of Home Builders has released its latest study, What Home Buyers Really Want, 2021 Edition. The top kitchen features 80% of buyers say they must have according to NAHB are a double kitchen sink and a pantry. Four out of ten buyers believed a...
by kramoltz@hotmail.com | Aug 6, 2021 | Home Ownership, Real Estate Facts & Figures
In Solar Tax Credits Are Disappearing! I related that before January 1, 2020, an owner of solar panels was entitled to a 30% credit against federal income tax owed. In 2020 the credit was reduced to 26%, and for 2021 it was to drop to 22%. But thanks to the Covid...
by kramoltz@hotmail.com | Jun 15, 2021 | Arizona and Its Amenities, Home Ownership, Real Estate Facts & Figures
The increase in values that has dramatically affected lower priced homes in metro Phoenix has spread. Higher value neighborhoods across the Valley of the Sun have seen significant increases since March 2020. The greatest rise in home prices occurred in Peoria’s zip...
