by kramoltz@hotmail.com | Nov 19, 2019 | Home Buying, Title Insurance + Escrow
A service is shopable in the home sale process if there are different providers which quote different prices. An example of shopable service costs are a home warranty and a home inspection. But escrow and title services (the biggest costs) are not really shopable in...
by kramoltz@hotmail.com | Sep 11, 2019 | Title Insurance + Escrow
You get one after escrow opens when you buy or sell, but what is it? It sets forth the title insurance company’s conditions and requirements to issuance of a policy of title insurance. It’s important because it can reveal adverse matters that can stop your closing....
by kramoltz@hotmail.com | May 28, 2019 | Title Insurance + Escrow
When buying or selling a home, some escrow/title companies offer discounts to certain people. Those who qualify are usually first-time home buyers, senior citizens, non-profit/charitable organizations, and first responders (police officer, firefighter, emergency...
by kramoltz@hotmail.com | Apr 17, 2019 | Home Ownership, Selling Your Home, Title Insurance + Escrow
Refinancing and Resale Rates. When refinancing your existing mortgage or selling your home, you may be entitled to a title insurance and escrow fee discount. The applicable discount when refinancing is called a “reissue rate.” A reissue is an extension of...
by kramoltz@hotmail.com | Mar 21, 2019 | Home Buying, Selling Your Home, Title Insurance + Escrow
Reduced title insurance premiums and escrow fees are available to certain buyers and sellers, but they are not volunteered. Since title insurance is the biggest escrow/title cost, it’s worth it to find out if a discount applies. One reduced rate that may be available...
by kramoltz@hotmail.com | Dec 4, 2018 | Title Insurance + Escrow
Title insurance is unique. Unlike other insurance options that require monthly premiums, title insurance is charged as a one-time fee. It is paid by the buyer at closing, and is approximately equal to .5% of the purchase price. Basically it protects you and your...
