What’s in a Preliminary Title Report?

What’s in a Preliminary Title Report?

by kramoltz@hotmail.com | May 3, 2022 | Home Buying, The Attorney-Broker Advantage, Title Insurance + Escrow

Do you know what to look for in the title commitment/report you receive as a buyer of property? The title report may reveal negative matters that will hurt you if you close on the home. The Arizona contract gives the buyer the right to object to adverse title matters...
Shopable vs Negotiable Home Buying Costs.

Shopable vs Negotiable Home Buying Costs.

by kramoltz@hotmail.com | Nov 19, 2019 | Home Buying, Title Insurance + Escrow

A service is shopable in the home sale process if there are different providers which quote different prices. An example of shopable service costs are a home warranty and a home inspection. But escrow and title services (the biggest costs) are not really shopable in...
Reading a Commitment or Prelim.

Reading a Commitment or Prelim.

by kramoltz@hotmail.com | Sep 11, 2019 | Title Insurance + Escrow

You get one after escrow opens when you buy or sell, but what is it? It sets forth the title insurance company’s conditions and requirements to issuance of a policy of title insurance. It’s important because it can reveal adverse matters that can stop your closing....
Don’t Overpay for Title Insurance: Part 3, Identity Rates.

Don’t Overpay for Title Insurance: Part 3, Identity Rates.

by kramoltz@hotmail.com | May 28, 2019 | Title Insurance + Escrow

When buying or selling a home, some escrow/title companies offer discounts to certain people. Those who qualify are usually first-time home buyers, senior citizens, non-profit/charitable organizations, and first responders (police officer, firefighter, emergency...
Don’t Overpay for Title Insurance, Part 2.

Don’t Overpay for Title Insurance, Part 2.

by kramoltz@hotmail.com | Apr 17, 2019 | Home Ownership, Selling Your Home, Title Insurance + Escrow

Refinancing and Resale Rates. When refinancing your existing mortgage or selling your home, you may be entitled to a title insurance and escrow fee discount. The applicable discount when refinancing is called a “reissue rate.” A reissue is an extension of...
Don’t Overpay for Title Insurance. Part 1, Investor/Builder Rate.

Don’t Overpay for Title Insurance. Part 1, Investor/Builder Rate.

by kramoltz@hotmail.com | Mar 21, 2019 | Home Buying, Selling Your Home, Title Insurance + Escrow

Reduced title insurance premiums and escrow fees are available to certain buyers and sellers, but they are not volunteered. Since title insurance is the biggest escrow/title cost, it’s worth it to find out if a discount applies. One reduced rate that may be available...
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