by kramoltz@hotmail.com | Apr 9, 2020 | Home Ownership, Uncategorized
I’ve written a couple of blogs (the latest being Do You Have an HOA Dispute? Part 2) about how a homeowner to contest a notice of violation or fine by a Homeowner’s Association. It is an alternative to the civil court system administered by the Arizona...
by kramoltz@hotmail.com | Mar 19, 2020 | Real Estate Facts & Figures, Uncategorized
Homes.com surveyed 1,000 individuals who had downsized their homes. The survey found the most cited reason for Baby Boomers to size down was because their previous space was too large. For younger generations, the reason was simple. Almost 80% of Millennials and 65%...
by kramoltz@hotmail.com | Nov 5, 2019 | Mortgages + Lending, Selling Your Home, Uncategorized
If you are thinking of selling your property with a carry back loan, the Dodd-Frank Act created rules applying to residential seller financing. A carry back loan makes a property more attractive as a buyer doesn’t have to come up with the entire purchase price in...
by kramoltz@hotmail.com | Oct 11, 2019 | Home Buying, Mortgages + Lending, Uncategorized
Coming up with a down payment can be difficult for young home buyers and those with high student-loan debt. But many mortgage programs allow parents to help fund their children’s down payment. There are of course hoops to jump through to assure the lender that the...
by kramoltz@hotmail.com | Mar 15, 2019 | Uncategorized
Do you read all of the contractual terms before you click “accept”? As a lawyer, I try to. You may want to start also, as a woman read the fine print on an travel insurance contract ended up winning $10,000. The insurance company Squaremouth said that many travelers...
by kramoltz@hotmail.com | Jan 7, 2019 | Uncategorized
This single story home (MLS #5848631) is located in the desirable, gated Scottsdale Ranch neighborhood of Suntree East. The entry is through an inviting courtyard with plenty of room for relaxing outdoors. A two-way, real wood burning fireplace divides the dining and...
