by kramoltz@hotmail.com | Nov 12, 2026 | Home Ownership
Other than our once in a lifetime rain in October, flooding is a rare occurrence in Arizona. But because of the adverse effect of flood zones on property, I have written about floodplain requirements frequently: Some of the latest include New Floodplain Requirements,...
by kramoltz@hotmail.com | Oct 31, 2026 | Arizona and Its Amenities, Real Estate History
As I do annually, here is your haunted home story for 2026: the Rosson House. The Rosson House was built in Phoenix in 1895 for Dr. Rosson and his wife Flora. It currently operates as a history museum restored to its original condition and filled with 19th-century...
by kramoltz@hotmail.com | Oct 14, 2026 | Arizona and Its Amenities
As to municipal regulations in the Phoenix metro area, living in the county is generally the best option for horse owners. In Maricopa County, occupant-owned horses can be kept on any single family lot. On smaller lots (R1-35 or smaller), horses must be kept in...
by kramoltz@hotmail.com | Sep 22, 2026 | Mortgages + Lending
Employment Issues. In my previous posts, I wrote that to get a loan, you need a down payment, and you need verifiable income and cash reserves in addition to your down payment. The verified income part typically means having a job. But a loan application can be turned...
by kramoltz@hotmail.com | Sep 9, 2026 | Animal Stories (mostly Dogs in the Military)
The German blockade of Leningrad caused mass starvation in WW2. But a mother and daughter survived thanks to their cat Vaska. Every day, Vaska would go hunting and bring home a mouse, a bird or rat. The mother would make stew or goulash with the meat for her, her...
