by kramoltz@hotmail.com | Jun 16, 2026 | Arizona and Its Amenities, Taxes
According to a recent study by SmartAsset, homeowners in 13 Arizona cities pay 2% or less of their yearly income on property taxes. Several Valley of the Sun suburbs rank among the top 10 least expensive in property taxes out of nearly 350 American cities. In Tempe,...
by kramoltz@hotmail.com | May 30, 2026 | Mortgages + Lending
Debt-to-income ratio too high. Underwriting guidelines set maximum ratios of total debt payments to income. Debt payments include mortgage payments, property taxes, homeowners’ insurance, mortgage insurance, and payments that extend beyond the next six months...
by kramoltz@hotmail.com | May 5, 2026 | Arizona and Its Amenities
Phoenix metro sales volume in 2025 in the $1 million plus range increased about 14% over 2024, outperforming every other market segment. 2025 also recorded the highest number of $1 million plus sales in the past decade, even as total market sales stayed below the post...
by kramoltz@hotmail.com | Apr 16, 2026 | Selling Your Home
Changing the chosen showing time. Don’t try to negotiate the time the agent wants to show except if absolutely necessary. There is a reason the agent is asking for that time. Realize that scheduling is already being worked around the separate availability of two...
by kramoltz@hotmail.com | Mar 24, 2026 | Global Buyers + Foreign Investment
In International Purchases Collapse I detailed how foreign buyers had deserted the U.S. But between April 2024 and March 2025, global home seekers purchased 33.2% more homes year over year. That was the largest jump in international activity since before the Covid...
