by kramoltz@hotmail.com | Sep 22, 2026 | Mortgages + Lending
Employment Issues. In my previous posts, I wrote that to get a loan, you need a down payment, and you need verifiable income and cash reserves in addition to your down payment. The verified income part typically means having a job. But a loan application can be turned...
by kramoltz@hotmail.com | Sep 9, 2026 | Animal Stories (mostly Dogs in the Military)
The German blockade of Leningrad caused mass starvation in WW2. But a mother and daughter survived thanks to their cat Vaska. Every day, Vaska would go hunting and bring home a mouse, a bird or rat. The mother would make stew or goulash with the meat for her, her...
by kramoltz@hotmail.com | Aug 25, 2026 | Home Buying
Beginning March 1, 2026, new federal reporting requirements aimed at combat money laundering in cash transactions were scheduled to take effect. The Financial Crimes Enforcement Network (FinCEN) reporting would be generally required for cash transfers of residential...
by kramoltz@hotmail.com | Aug 3, 2026 | Global Buyers + Foreign Investment
As set forth in Global Home Buying Recovering, global buyers are gradually returning to the U.S. Pre-Covid it was estimated that nearly 6 million international visitors annually came to Arizona. The 2025 numbers are estimated to be 5 million. So compared to past...
by kramoltz@hotmail.com | Jul 18, 2026 | Arizona and Its Amenities
WalletHub analyzed 182 U.S. cities using 31 factors to determine the strength of local job markets – from job openings per applicant and employment growth, to the average starting salary each month. Scottsdale finished number one for jobs in 2025, in large part...
