by kramoltz@hotmail.com | Oct 22, 2019 | Animal Stories (mostly Dogs in the Military)
Chips was a German Shepherd-Collie-Siberian Husky mix in the American army during WWII. During the invasion of Sicily in 1943, Chips and his handler were pinned down by an Italian machine-gun. Chips broke from his handler and jumped into the Italian pillbox, attacking...
![Insurance Coverage for ReModels, Part 2.]()
by kramoltz@hotmail.com | Oct 19, 2019 | Home Ownership
In Part 1 (https://tinyurl.com/yyzlf5qf) I discussed checking that the contractor has injury, property damage, workers’ compensation and liability insurance. I also suggested purchasing builder’s risk insurance. Another option is completed operations insurance....
by kramoltz@hotmail.com | Oct 16, 2019 | Home Ownership, Renters and Renting
If your home is in an HOA and you rent, the association can ask for certain information about your tenants. It is limited to the name and contact information of all adults occupying an unit, the term of the lease, and the license plate numbers of the tenant vehicles....
by kramoltz@hotmail.com | Oct 11, 2019 | Home Buying, Mortgages + Lending, Uncategorized
Coming up with a down payment can be difficult for young home buyers and those with high student-loan debt. But many mortgage programs allow parents to help fund their children’s down payment. There are of course hoops to jump through to assure the lender that the...
by kramoltz@hotmail.com | Oct 8, 2019 | Selling Your Home
More info on iBuyers has become available. Typically they offer 90 to 96% of fair market value. They use their own contracts, NOT the seller friendly Arizona Assoc. of Realtors form, so you will lose many important rights . As a result they can demand seller repairs...
