by kramoltz@hotmail.com | Dec 10, 2019 | Animal Stories (mostly Dogs in the Military)
After the events set forth in my Kurt the Doberman blog, the Marines declared Guam secure after three weeks of fighting in 1944. But some 8,000 Japanese soldiers remained, hidden in the jungle. The war dogs were asked to find them. “That’s the worst fighting you can...
by kramoltz@hotmail.com | Dec 6, 2019 | Mortgages + Lending
A new program is providing lender-paid private mortgage insurance on conventional loans through December 31, 2019. Save big when you buy a home by avoiding the traditional 20% down required to avoid monthly PMI payments. You can avoid PMI by putting down 15% as little...
by kramoltz@hotmail.com | Dec 3, 2019 | Home Ownership, Renters and Renting
State law allows owners to rent out their homes short term, subject to certain administrative rules. So they can’t be banned by cities, and counties. But in response to “party house” type problems, state law allows cities to prohibit short-term rentals from hosting...
by kramoltz@hotmail.com | Nov 24, 2019 | Animal Stories (mostly Dogs in the Military), Taxes
SimplySOLD donates food and supplies and makes monetary contributions to local animal charities. You may do the same, and if you incur pet expenditures in your home, you could be entitled to a tax deduction. For example, taking care of or fostering a charity’s pets....
by kramoltz@hotmail.com | Nov 19, 2019 | Home Buying, Title Insurance + Escrow
A service is shopable in the home sale process if there are different providers which quote different prices. An example of shopable service costs are a home warranty and a home inspection. But escrow and title services (the biggest costs) are not really shopable in...
