by kramoltz@hotmail.com | Nov 8, 2019 | Renters and Renting
In Part I of this blog (https://tinyurl.com/yxud3rpj), I discussed the limited info an HOA can request from renters. But what if those renters are short term, VRBO types. Can HOAs regulate or ban them? State laws prohibits it unless its already in the CC&Rs. The...
by kramoltz@hotmail.com | Nov 5, 2019 | Mortgages + Lending, Selling Your Home, Uncategorized
If you are thinking of selling your property with a carry back loan, the Dodd-Frank Act created rules applying to residential seller financing. A carry back loan makes a property more attractive as a buyer doesn’t have to come up with the entire purchase price in...
by kramoltz@hotmail.com | Oct 31, 2019 | Home Buying
An agent checked out a new listing of an old home. All of the bedrooms of the home were in the basement. The agent walked down the stairs into a long, dark hallway that lead to what appeared to be the master bedroom. Every turn she took in that room she felt someone...
by kramoltz@hotmail.com | Oct 28, 2019 | Home Buying, Home Ownership
About a week prior to close of escrow the sellers received a letter from a person called “The Watcher.” The letter claimed a right of possession to the home. Following close of escrow, the buyers began receiving threatening letters from The Watcher, who advised the...
by kramoltz@hotmail.com | Oct 22, 2019 | Animal Stories (mostly Dogs in the Military)
Chips was a German Shepherd-Collie-Siberian Husky mix in the American army during WWII. During the invasion of Sicily in 1943, Chips and his handler were pinned down by an Italian machine-gun. Chips broke from his handler and jumped into the Italian pillbox, attacking...
