by kramoltz@hotmail.com | Jan 17, 2026 | Mortgages + Lending
A loan rejection is not necessarily final, but it is up to you to do what is necessary to convert the transaction to one that meets underwriting requirements. This series provides three reasons for failure to be approved and their solutions. No. 1. Credit score too...
by kramoltz@hotmail.com | Dec 31, 2025 | Selling Your Home
Reason #2: Appointment Only. As stated by Redfin, “buyers want access to your house when it works for them.” Which means your home needs to be available to buyers as much as possible. So try to avoid putting an obstruction like “By Appointment Only”. Sometimes a...
by kramoltz@hotmail.com | Dec 16, 2025 | Arizona and Its Amenities
A study by the Action Network ranked the best destinations for golfers for 2025. 411 cities were analyzed for course availability, accommodation costs and annual temperature and precipitation. Five Arizona cities finished in the top 5, with Scottsdale slotted no. 1,...
by kramoltz@hotmail.com | Nov 29, 2025 | Selling Your Home
There are online home evaluators that can provide a “guessestimate” of your home’s value like Zillow, but there’s no substitute for a real comparable market analysis (CMA). Unlike the internet valuation programs, a CMA compares your home to a limited number of others...
by kramoltz@hotmail.com | Nov 16, 2025 | Home Buying, Home Ownership
If you want to keep a horse on your metro Phoenix property, you must determine if you have “horse privileges”. Whether horse privileges exist depends on the applicable government rules, and the various city regulations are different. The other variable is...
