![Insurance Coverage for ReModels, Part 2.]()
by kramoltz@hotmail.com | Oct 19, 2019 | Home Ownership
In Part 1 (https://tinyurl.com/yyzlf5qf) I discussed checking that the contractor has injury, property damage, workers’ compensation and liability insurance. I also suggested purchasing builder’s risk insurance. Another option is completed operations...
by kramoltz@hotmail.com | Oct 16, 2019 | Home Ownership, Renters and Renting
If your home is in an HOA and you rent, the association can ask for certain information about your tenants. It is limited to the name and contact information of all adults occupying an unit, the term of the lease, and the license plate numbers of the tenant vehicles....
by kramoltz@hotmail.com | Oct 11, 2019 | Home Buying, Mortgages + Lending, Uncategorized
Coming up with a down payment can be difficult for young home buyers and those with high student-loan debt. But many mortgage programs allow parents to help fund their children’s down payment. There are of course hoops to jump through to assure the lender that the...
by kramoltz@hotmail.com | Oct 8, 2019 | Selling Your Home
More info on iBuyers has become available. Typically they offer 90 to 96% of fair market value. They use their own contracts, NOT the seller friendly Arizona Assoc. of Realtors form, so you will lose many important rights . As a result they can demand seller repairs...
by kramoltz@hotmail.com | Sep 30, 2019 | Animal Stories (mostly Dogs in the Military)
One of the Doberman Pinchers used by the Marines in the Pacific in WWII was “Lucky”. He was used, like many of the other Dobermans, to locate Japanese snipers using the dogs’ smell, hearing and vision. During one successful mission where multiple snipers were located,...
