by kramoltz@hotmail.com | Dec 6, 2019 | Mortgages + Lending
A new program is providing lender-paid private mortgage insurance on conventional loans through December 31, 2019. Save big when you buy a home by avoiding the traditional 20% down required to avoid monthly PMI payments. You can avoid PMI by putting down 15% as little...
by kramoltz@hotmail.com | Dec 3, 2019 | Home Ownership, Renters and Renting
State law allows owners to rent out their homes short term, subject to certain administrative rules. So they can’t be banned by cities, and counties. But in response to “party house” type problems, state law allows cities to prohibit short-term rentals from hosting...
by kramoltz@hotmail.com | Nov 24, 2019 | Animal Stories (mostly Dogs in the Military), Taxes
SimplySOLD donates food and supplies and makes monetary contributions to local animal charities. You may do the same, and if you incur pet expenditures in your home, you could be entitled to a tax deduction. For example, taking care of or fostering a charity’s pets....
by kramoltz@hotmail.com | Nov 19, 2019 | Home Buying, Title Insurance + Escrow
A service is shopable in the home sale process if there are different providers which quote different prices. An example of shopable service costs are a home warranty and a home inspection. But escrow and title services (the biggest costs) are not really shopable in...
by kramoltz@hotmail.com | Nov 15, 2019 | Animal Stories (mostly Dogs in the Military)
Kurt was a Doberman that landed on Guam in WWII on July 23, 1944. The next day Kurt led Marines climbing the hill above the beachhead. It was a crucial moment, as the Americans were trying to secure a foothold on the island. Kurt set out, zigzagging in front of the...
