by kramoltz@hotmail.com | May 16, 2020 | Animal Stories (mostly Dogs in the Military)
Edmund Adamski was a WWII dog handler in the Pacific theater. He led patrols “on point” with his Doberman “Big Boy”. Being on point meant the furthest up front – the most dangerous position to be in due to the potential of being the first to be ambushed. But...
by kramoltz@hotmail.com | May 13, 2020 | Home Ownership
As set forth in a previous blog The New No. 1 Counter Choice, Quartz is purportedly the most popular counter top material used by U.S. remodelers. Quartz is an engineered stone, composed of crushed quartzite and resins. Granite is used widely in the metro Phoenix...
by kramoltz@hotmail.com | May 9, 2020 | Home Ownership, Mortgages + Lending
If your home is foreclosed on and your home is worth less than the loan, Arizona law provides for protection from being sued for that deficiency. This prevents a lender from recovering a money judgment against you if your home is “upside down” if the loan was used to...
by kramoltz@hotmail.com | May 5, 2020 | Home Buying, Selling Your Home
Various studies over the years have shown that some sellers delay putting their home on the market because they are waiting for the highest possible price. The problem with this approach is no one knows if any home or investment will increase in price, and when it...
by kramoltz@hotmail.com | May 1, 2020 | Home Ownership, Preparing a Home for Sale
Remodeling Magazine’s Cost vs. Value Report contains an analysis of how much the estimated cost of certain remodeling projects will be recovered upon sale. For the Mountain region of which Arizona is a part, a minor, midrange kitchen remodel is one of the best return...
