by kramoltz@hotmail.com | May 22, 2020 | Home Buying, Home Ownership
If you are buying a home, there may be items or components that need repairs. Here are 5 things to know when asking the seller to do corrective work: Let the small stuff go. You may offend the seller by asking for everything and so get nothing. Also realize you may...
by kramoltz@hotmail.com | May 19, 2020 | Selling Your Home
When you hear from the media that it’s a sellers market that’s still not a reason to overprice your home. An intelligent price will be based on recent sales of comparable properties in the immediate area. If you price your home at or close to market value, it will...
by kramoltz@hotmail.com | May 16, 2020 | Animal Stories (mostly Dogs in the Military)
Edmund Adamski was a WWII dog handler in the Pacific theater. He led patrols “on point” with his Doberman “Big Boy”. Being on point meant the furthest up front – the most dangerous position to be in due to the potential of being the first to be ambushed. But while on...
by kramoltz@hotmail.com | May 13, 2020 | Home Ownership
As set forth in a previous blog The New No. 1 Counter Choice, Quartz is purportedly the most popular counter top material used by U.S. remodelers. Quartz is an engineered stone, composed of crushed quartzite and resins. Granite is used widely in the metro Phoenix...
by kramoltz@hotmail.com | May 9, 2020 | Home Ownership, Mortgages + Lending
If your home is foreclosed on and your home is worth less than the loan, Arizona law provides for protection from being sued for that deficiency. This prevents a lender from recovering a money judgment against you if your home is “upside down” if the loan was used to...