Reduced title insurance premiums and escrow fees are available to certain buyers and sellers, but they are not volunteered. Since title insurance is the biggest escrow/title cost, it’s worth it to find out if a discount applies. One reduced rate that may be available is for builders, contractors, developers, real estate agents, attorneys, or investors that are customarily engaged in real estate investments for income and profit. Typically the discount is up to 30%. Next: Refi and Resale Rates.