When buying or selling a home, some escrow/title companies offer discounts to certain people. Those who qualify are usually first-time home buyers, senior citizens, non-profit/charitable organizations, and first responders (police officer, firefighter, emergency medical personnel), educators and military personel. Since the title insurance policy is the largest escrow company cost, it is worth asking whether you are entitled to a title insurance policy discount. How much can you save? Often the reduction is around 30%.