by kramoltz@hotmail.com | May 17, 2019 | Selling Your Home
Being Unrealistic about Value.Sellers overprice their homes 8% on average, This is due to the “endowment effect” – placing a value on things you own that is too high for the marketplace. See my blog Don’t be a Victim of the Endowment Effect,...
by kramoltz@hotmail.com | Apr 17, 2019 | Home Ownership, Selling Your Home, Title Insurance + Escrow
Refinancing and Resale Rates. When refinancing your existing mortgage or selling your home, you may be entitled to a title insurance and escrow fee discount. The applicable discount when refinancing is called a “reissue rate.” A reissue is an extension of...
by kramoltz@hotmail.com | Mar 28, 2019 | Home Buying, Selling Your Home
Bad listing photos. Poorly executed (i.e., dark, taken from an awkward angle) and poorly chosen photos (of unattractive areas and things, small rooms). Only the best aspects of a home should be featured. More is not better!Messy homes. No boxes should be on the floor,...
by kramoltz@hotmail.com | Mar 21, 2019 | Home Buying, Selling Your Home, Title Insurance + Escrow
Reduced title insurance premiums and escrow fees are available to certain buyers and sellers, but they are not volunteered. Since title insurance is the biggest escrow/title cost, it’s worth it to find out if a discount applies. One reduced rate that may be available...
by kramoltz@hotmail.com | Feb 28, 2019 | Home Buying, Selling Your Home, The Attorney-Broker Advantage
Get an Advocate. The most important advantage of real estate representation is having an advocate that puts your interests ahead of all others. A good agent can look at any given situation, give you advice and options, and attempt to obtain the terms you need so you...
by kramoltz@hotmail.com | Nov 1, 2018 | Home Buying, Selling Your Home
An agent listed a home in Antioch, California. When she periodically visited it she started to have “experiences” in the home. On one occasion she was shoved by an invisible force. She was also told during a showing to ‘get out’ by a disembodied voice....