by kramoltz@hotmail.com | Oct 19, 2021 | Home Ownership, Mortgages + Lending
Mortgage holders of more than 500 Phoenix and Scottsdale properties are now able to cancel their flood insurance due to flood map changes that went into effect July 20, 2021. That is because the flood insurance rate maps for a portion of northwest Scottsdale and...
by kramoltz@hotmail.com | Oct 6, 2021 | Home Ownership
Whether you are selling or just need a change, refreshing your homes fixtures and furnishings doesn’t have to be expensive or complicated. Here are six ideas. 1. Add or Replace an Area Rug. Rugs get worn out. A new one can change the feel of a room. You can choose a...
by kramoltz@hotmail.com | Sep 30, 2021 | Home Ownership, Mortgages + Lending
Although interest rates have inched up, they are still near historic lows. The mortgage pros say that generally a one percent drop in the interest rate of your loan makes it worth it. The lower payments will save money you can invest or use elsewhere. A cash out refi...
by kramoltz@hotmail.com | Sep 9, 2021 | Home Buying, Home Ownership
Bathroom features are generally second to kitchen amenities in importance – especially those in the master bathroom. Obviously bathrooms with sufficient size are essential, but what does National Association of Home Builders survey say are the most desirable...
by kramoltz@hotmail.com | Aug 25, 2021 | Home Ownership, Selling Your Home
Downsizing. Selling your home usually isn’t on the home equity harvest techniques list. But buying a less expensive home can a generate a sizeable amount of cash that was previously inaccessible. And if the cash savings of buying a home for less money is invested, it...
by kramoltz@hotmail.com | Aug 12, 2021 | Home Buying, Home Ownership
The National Association of Home Builders has released its latest study, What Home Buyers Really Want, 2021 Edition. The top kitchen features 80% of buyers say they must have according to NAHB are a double kitchen sink and a pantry. Four out of ten buyers believed a...
