by kramoltz@hotmail.com | Oct 13, 2021 | Animal Stories (mostly Dogs in the Military)
Stubby, a bull terrier mix, is often referred to as America’s first war dog. He attached himself to his regiment when they were training for WWI in 1917 in New Haven, Ct. When it was time for the outfit to ship to Europe, Stubby was smuggled aboard and hidden in the...
by kramoltz@hotmail.com | Oct 6, 2021 | Home Ownership
Whether you are selling or just need a change, refreshing your homes fixtures and furnishings doesn’t have to be expensive or complicated. Here are six ideas. 1. Add or Replace an Area Rug. Rugs get worn out. A new one can change the feel of a room. You can choose a...
by kramoltz@hotmail.com | Sep 30, 2021 | Home Ownership, Mortgages + Lending
Although interest rates have inched up, they are still near historic lows. The mortgage pros say that generally a one percent drop in the interest rate of your loan makes it worth it. The lower payments will save money you can invest or use elsewhere. A cash out refi...
by kramoltz@hotmail.com | Sep 22, 2021 | Arizona and Its Amenities, Home Buying
As of August, still very pro seller in the greater Phoenix area. Statements that the market was evening out over the summer were premature. An example is the absorption rate. The absorption rate measures the rate at which homes are sold during a given time period. The...
by kramoltz@hotmail.com | Sep 16, 2021 | Animal Stories (mostly Dogs in the Military)
Unlike the U.S., Germany didn’t terminate its war dog program after World War 1. So the German army was equipped in WW2 from the get go with dogs that had attended training schools at around six months of age. The process started with testing of the animals’ potential...
