by kramoltz@hotmail.com | Nov 15, 2021 | Animal Stories (mostly Dogs in the Military)
One night in the WW1 trenches Stubby was resting with the men in a dugout. Suddenly he lifted his head and his ears pricked alert. He sniffed the air, uttered a low growl, then sprang to his feet and ran out the bunker. A few seconds later there was a sharp cry of...
by kramoltz@hotmail.com | Nov 8, 2021 | Home Buying, Selling Your Home, The Attorney-Broker Advantage
The Consumer Federation of America recently released a report critical of real estate agency practices. In The Agency Mess, the CFA noted that although consumers think agents represent their best interest, many agents actually represent the interests of the other...
by kramoltz@hotmail.com | Nov 1, 2021 | Mortgages + Lending
Home Equity Line of Credit. A HELOC is a new loan with a revolving line of credit feature. You borrow what you need within the loan limits. The flexibility of a HELOC can be useful for occasional cash needs when running a business. HELOCs have a withdrawal period –...
by kramoltz@hotmail.com | Oct 24, 2021 | Home Ownership, Uncategorized
If you are building or remodeling and your kitchen and will have an island, here are 6 tips: Use for Seating. The best use of a kitchen island is seating. Kitchens are the center of a home and where the family collects. Additional seating for meetings and meals is...
by kramoltz@hotmail.com | Oct 19, 2021 | Home Ownership, Mortgages + Lending
Mortgage holders of more than 500 Phoenix and Scottsdale properties are now able to cancel their flood insurance due to flood map changes that went into effect July 20, 2021. That is because the flood insurance rate maps for a portion of northwest Scottsdale and...
