by kramoltz@hotmail.com | Jun 4, 2019 | Home Ownership
If you buy and fix up older homes to sell or hold as a rental, you may be subject to lead disclosure and remediation requirements. Many people are familiar with the lead paint disclosures, which are required upon sale or rental where the property was built before...
by kramoltz@hotmail.com | Apr 17, 2019 | Home Ownership, Selling Your Home, Title Insurance + Escrow
Refinancing and Resale Rates. When refinancing your existing mortgage or selling your home, you may be entitled to a title insurance and escrow fee discount. The applicable discount when refinancing is called a “reissue rate.” A reissue is an extension of...
by kramoltz@hotmail.com | Mar 19, 2019 | Home Ownership
Is an unsightly home ruining your property’s value and your neighbor won’t do anything about it? Neighbor disputes are one of the reasons people move, with 13% of Americans say they have moved just to get away from a neighbor according to North American Van Lines. If...
by kramoltz@hotmail.com | Jan 18, 2019 | Home Ownership, Real Estate Facts & Figures
Until recently it was believed to be illegal to connect a down spout to a rain barrel in most urban areas in Colorado. Rain barrels are a great way to collect periodic rainfall for garden use – I have three with 40 gallons capacity each. The problem in Colorado...
by kramoltz@hotmail.com | Dec 28, 2018 | Home Ownership
Numbers 6 -10: 6. Get a Written Contract. Obtain and keep a written copy of all contracts, change orders, and receipts. Contracts for jobs costing more than $1,000 are required by Arizona law to provide specific information about the project (e.g. a description of the...
by kramoltz@hotmail.com | Dec 18, 2018 | Home Ownership, Renters and Renting
The net worth of a homeowner is on average over 44 times greater than that of a renter. One way to look at it is that home ownership works as a form of forced savings. Every time home owners pay their mortgage, they are contributing to their net worth by increasing...
