There is free money available for certain Arizona home buyers! Millions of dollars are allocated to down-payment assistance to qualifying homebuyers who intend to occupy the home. The AzHFA Home Plus program provides a down payment assistance grant equal to a percentage of the principal balance of the loan (4-5% of the balance) to primary home buyers with income less than $105,281 – with no purchase price limit, https://tinyurl.com/yynukzrq. Also available in a variety of cities including certain zip codes in the Phoenix area is the ADOH Pathway to Purchase program. It provides a 10% of the purchase price (up to a maximum of $20,000), 5 year forgivable mortgage at a 0% interest rate with no monthly payments to use toward the down payment and/or closing costs, to borrowers with income not exceeding $92,984 for homes that cost less than $371,936, https://tinyurl.com/y4ftefem. Finally, the Maricopa County Home in 5 gives up to 8% in a down payment/closing cost assistance grant. The maximum qualifying income limit is $99,169, http://homein5advantage.com. Contact us for a list of lenders that participate in these programs.