by kramoltz@hotmail.com | Dec 23, 2020 | Home Ownership
If you have a dispute with your HOA, the Arizona Department of Real Estate (“ADRE”) administers a HOA complaint resolution procedure. I’ve written about the process (the latest being Resolving an HOA Complaint), which is available to a home owner wanting to contest a...
by kramoltz@hotmail.com | Dec 19, 2020 | Mortgages + Lending
Mortgage interest rates have hit another record low. The average for a fixed rate 30 year loan dropped to 2.81% – the lowest in about the 50 years records have been kept. There have been 10 record lows so far this year, with the previous lowest one being 2.86%....
by kramoltz@hotmail.com | Dec 15, 2020 | Animal Stories (mostly Dogs in the Military)
One often overlooked war dog role was use as a draft animal. During the First World War, Italy and Belgium were two of the countries that used to pull small, two-wheeled carts full of machine-gun ammunition or other supplies. Often these dogs had often been used to...
by kramoltz@hotmail.com | Dec 12, 2020 | Animal Stories (mostly Dogs in the Military)
The end of the year means charitable giving for many, and SimplySOLD™ is no exception. We love animals, so we support animal welfare agencies and organizations. SimplySOLD™ donates to companies such as the Arizona Humane Society and the Hermitage no-kill...
by kramoltz@hotmail.com | Dec 8, 2020 | Arizona and Its Amenities, Canada and Canadians
Canada is the largest foreign direct investor and employer in the Grand Canyon State, and its businesses do $3.2 billion worth of trade annually in Arizona. And despite the sell off over the last few years due to the weakness of Canadian currency, Canadians make up...