by kramoltz@hotmail.com | Dec 31, 2020 | Uncategorized
If you have a senior to be moved, you might find the process more difficult than anticipated. The National Association of Senior Move Managers may be able to help. It isn’t a company that supervises old movers that work really slowly – although that might make a great...
by kramoltz@hotmail.com | Dec 27, 2020 | Arizona and Its Amenities, Real Estate Facts & Figures
December 2020 in metro Phoenix began with 28.2% fewer homes for sale today than a year ago, with record lows for the number of homes available in many areas. At the same time, demand increased 27.4% year-over-year, with the highest sales volume for any November in...
by kramoltz@hotmail.com | Dec 23, 2020 | Home Ownership
If you have a dispute with your HOA, the Arizona Department of Real Estate (“ADRE”) administers a HOA complaint resolution procedure. I’ve written about the process (the latest being Resolving an HOA Complaint), which is available to a home owner wanting to contest a...
by kramoltz@hotmail.com | Dec 19, 2020 | Mortgages + Lending
Mortgage interest rates have hit another record low. The average for a fixed rate 30 year loan dropped to 2.81% – the lowest in about the 50 years records have been kept. There have been 10 record lows so far this year, with the previous lowest one being 2.86%. So...
by kramoltz@hotmail.com | Dec 15, 2020 | Animal Stories (mostly Dogs in the Military)
One often overlooked war dog role was use as a draft animal. During the First World War, Italy and Belgium were two of the countries that used to pull small, two-wheeled carts full of machine-gun ammunition or other supplies. Often these dogs had often been used to...
