by kramoltz@hotmail.com | May 25, 2021 | Canada and Canadians, Taxes
You may have to file a U.S. tax return if you’re a Canadian that received money from a U.S. source while here in 2020. Since travel here last year was presumably limited due to border closures this may not be much of an issue this year. But those who worked in the...
by kramoltz@hotmail.com | May 18, 2021 | Home Buying, Renters and Renting
1. Low Mortgage Rates. Loan payments are affordable due to low interest rates, pushing housing accessibility higher, which has helped to offset our rise in prices. 2. Rent is High. It’s often cheaper to buy than lease as rents have been on the rise and are predicted...
by kramoltz@hotmail.com | May 12, 2021 | Arizona and Its Amenities, Real Estate Facts & Figures
For higher earners and retirees, moving from high cost states make sense. The top 5 states losing population in 2020 (according to United Van Lines) were New Jersey, New York, Illinois, Connecticut and California. Those gaining the most population were Idaho, South...
by kramoltz@hotmail.com | May 6, 2021 | Animal Stories (mostly Dogs in the Military)
After their stay in Singapore, Japanese WWII prison inmate Frank Williams and Judy spent a year together at a new railroad construction POW camp in Sumatra. Judy helped to keep them safe by warning the prisoners when poisonous snakes, crocodiles or even tigers...
by kramoltz@hotmail.com | Apr 28, 2021 | Home Buying
A significant amount of first time buyers are prevented from buying a home because they don’t have an enough money for a down payment. According to Nerdwallet, that percentage is 38%. Another survey says 44% of people can’t buy a new home due to insufficient cash to...
