by kramoltz@hotmail.com | Feb 10, 2015 | Home Buying, Mortgages + Lending
Here are four general rules of mortgage affordability you can use to help you determine how much debt you can handle when buying a home. What is your Income? You can typically afford a home priced two to three times your gross income. So if you earn $100,000, you can...
by kramoltz@hotmail.com | Feb 10, 2015 | Preparing a Home for Sale
Want more stories of offenses encountered by buyer’s agents when showing homes? Here are a few more things sellers have done wrong. Cleanliness and clutter are consistently in the top 10 offences. Dirty laundry piles, dishes on the counter or sink, unmade beds,...
by kramoltz@hotmail.com | Feb 10, 2015 | Home Buying, Selling Your Home, The Attorney-Broker Advantage
I’ve written many times about how Dual Agency isn’t good for you. I’ve also commented on how the Arizona Association of Realtors, the Realtor Code of Ethics, and the Arizona Department of Real Estate doesn’t prohibit this anti-consumer practice. Dual agency is where...
by kramoltz@hotmail.com | Feb 10, 2015 | Preparing a Home for Sale
Around this time last year I wrote “Dead Men don’t Tell Tales (Part II)”, a blog about gruesome surprises found in homes that real estate agents were showing. Here are some more home seller no-nos for you. Home owners. One of the top offenses cited by buyer’s agents...
by kramoltz@hotmail.com | Feb 9, 2015 | Arizona and Its Amenities
Donut lovers rejoice. Canada’s Tim Hortons plans to continue its expansion in the U.S. Don’t know about the Tim Hortons restaurant chain, or who Tim Horton was? Tim Horton was a defense-man for the hometown Maple Leafs when I was a boy. I adopted his uniform number...
