by kramoltz@hotmail.com | Apr 13, 2016 | Home Buying, Mortgages + Lending
Need help with a down payment for your next home? SimplySOLD™ is a National Association of Expert Advisors Certified Down Payment Advisor. Contact us for a list of free or subsidized down payment programs available to home buyers in Maricopa county....
by kramoltz@hotmail.com | Apr 11, 2016 | Mortgages + Lending
Last week mortgage rates fell to their lowest level since February 2015. 30-year fixed-rate mortgages averaged 3.59%, and 15-year fixed-rate mortgages averaged 2.88%. Buy or refi now to take advantage of these rates!
by kramoltz@hotmail.com | Apr 5, 2016 | Mortgages + Lending
Bank of America announced a loan program through Freddie Mac and Fannie Mae to help low and moderate income borrowers. B of A is backing loans with down payments as little as 3%, as long as borrowers have a credit score of at least 660. The maximum available loan...
by kramoltz@hotmail.com | Feb 29, 2016 | Mortgages + Lending, Real Estate Facts & Figures
Mortgage rates declined for the week ending February 25, further boosting buyer affordability, with 30-year fixed-rate mortgages averaging 3.62%, and 15-year fixed-rate mortgages averaging 2.93%. Since the beginning of 2016, Freddie Mac reports that the 30-year rate...
by kramoltz@hotmail.com | Jan 7, 2016 | Mortgages + Lending
Myth # 1: You won’t be approved. The requirements to buy a home may not be a tight as you think they are. Some terms have been relaxed. Talk to a reputable loan officer before ruling yourself out. Myth # 2: Talking to a lender can wait. Don’t leave talking to a...
by kramoltz@hotmail.com | Nov 16, 2015 | Home Buying, Mortgages + Lending
70% of U.S. adults are unfamiliar with down-payment assistance programs for middle-income home buyers, according to a NeighborWorks America survey. There are hundreds of millions of dollars available for down-payment assistance from many local and state organizations,...