by kramoltz@hotmail.com | Jun 5, 2017 | Home Buying, Mortgages + Lending, Selling Your Home
Educational docs/docs you may need after closing. Educational documents mainly are directed at the buyer/borrower, and most give information about the mortgage process. These contain info which may be useful and should be read. The loan related papers can generate...
by kramoltz@hotmail.com | May 24, 2017 | Home Buying, Mortgages + Lending
The monthly amount necessary to acquire/own a home should be no more than around 28-30% of gross income. Include in this payment the monthly anticipated loan principle and interest, homeowners insurance, real estate taxes and association fees. To calculate that amount...
by kramoltz@hotmail.com | May 15, 2017 | Arizona and Its Amenities, Home Buying
RealtyTrac’s 2016 U.S. Natural Disaster Housing Risk Report rates counties for risks of natural hazards, such as hurricanes, wildfires, tornados, earthquakes, or floods. The 3 states whose counties had the highest risk index (high and very high) were California...
by kramoltz@hotmail.com | May 1, 2017 | Home Buying, Selling Your Home, Title Insurance + Escrow
First in the analysis of documents used in residential transactions are junk documents. The documents that fit in this category are non-negotiable or provide minimal or no useful information. Most are directed at borrowers, and are acknowledge that disclosures...
by kramoltz@hotmail.com | Apr 21, 2017 | Home Buying
Our latest listing is a masterpiece of contemporary architecture, modern design and luxury. This completely remodeled one-of-a-kind, solid block home is just under 4,200 sq. ft. and has 4 bedrooms, 31/2 baths. The opened floor plan features a top-of-the-line gourmet...
by kramoltz@hotmail.com | Apr 11, 2017 | Home Buying
There are a number of documents provided to buyer/borrowers and sellers in a residential transaction in Arizona that are received before, at, and after closing. They come from various parties involved in the sale. To determine which ones should you pay attention to...