by kramoltz@hotmail.com | Jul 30, 2019 | Home Buying, Home Ownership, Mortgages + Lending
Hundreds of Scottsdale residents in the Grayhawk master-planned community have been removed from the Rawhide Wash 100-year flood plain. This revision to the flood insurance rate maps means pricey flood insurance is no longer mandatory for those home owners with a...
by kramoltz@hotmail.com | Apr 17, 2019 | Home Ownership, Selling Your Home, Title Insurance + Escrow
Refinancing and Resale Rates. When refinancing your existing mortgage or selling your home, you may be entitled to a title insurance and escrow fee discount. The applicable discount when refinancing is called a “reissue rate.” A reissue is an extension of...
by kramoltz@hotmail.com | Sep 12, 2017 | Home Buying, Selling Your Home, Title Insurance + Escrow
Title insurance is an indispensable part of a real estate transaction. It’s a standard requirement in most real estate contracts and its required by lenders. It also protects the buyer and seller from title defects if later something goes wrong. Examples of covered...
by kramoltz@hotmail.com | Mar 1, 2015 | Mortgages + Lending
Lenders have put some borrowers through the ringer due to enhanced underwriter guidelines. Although better qualified buyers are a good thing, idiotic and illogical requirements delay the process and make an already stressful process worse. Karen Deis, the operater of...
by kramoltz@hotmail.com | Feb 28, 2015 | Home Buying, Mortgages + Lending
Did you know the government will give you the money to renovate a FHA home? One of the most overlooked FHA programs, the 203(k) loan, can help if buying a home that needs work using a FHA loan. 203(k) loans are the Department of Housing and Urban Development’s...