by kramoltz@hotmail.com | May 24, 2017 | Home Buying, Mortgages + Lending
The monthly amount necessary to acquire/own a home should be no more than around 28-30% of gross income. Include in this payment the monthly anticipated loan principle and interest, homeowners insurance, real estate taxes and association fees. To calculate that amount...
by kramoltz@hotmail.com | May 18, 2017 | Real Estate History
In the U.S., its common for a buyer to receive a gift after they purchase a home. In Germany the tradition is to give a small cup of salt and a loaf of bread to someone who’s moved into a new home. These food staples symbolize lifelong prosperity.
by kramoltz@hotmail.com | May 15, 2017 | Arizona and Its Amenities, Home Buying
RealtyTrac’s 2016 U.S. Natural Disaster Housing Risk Report rates counties for risks of natural hazards, such as hurricanes, wildfires, tornados, earthquakes, or floods. The 3 states whose counties had the highest risk index (high and very high) were California...
by kramoltz@hotmail.com | May 9, 2017 | Preparing a Home for Sale, Selling Your Home
Buyers hate cluttered homes, so clear out space to make a listing look its best. Have a yard sale, sell or auction through Craigslist or eBay or by a consignment shop, give away to family, friends, or through freecycle.org, have it hauled away by 1-800-Got-Junk, or...
by kramoltz@hotmail.com | May 3, 2017 | Global Buyers + Foreign Investment
Chinese visitors spend more in the U.S. than any other international traveler. The strong Chinese economy and the resulting increase in disposable income is one reason why. The creation of the 10 year visa in 2014 has also been a contributing factor, as it has allowed...