by kramoltz@hotmail.com | Oct 19, 2018 | Home Ownership, The Attorney-Broker Advantage
Recently I read a letter from a Canadian that owns a home in Arizona about a construction defect. The letter was in a magazine catering to Snowbirds, and the writer was complaining because he had been told that due to Arizona’s real property tax classifications,...
by kramoltz@hotmail.com | Oct 16, 2018 | Home Buying, Renters and Renting
The latest Rent vs. Buy Report from Trulia shows that home ownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. This includes Phoenix, which is in the top 10 in size. These numbers...
by kramoltz@hotmail.com | Oct 8, 2018 | Home Buying, Mortgages + Lending
The FHA 203(k) program is a loan product designed to help owner-occupants remodel a home. Available when purchasing or refinancing a home, it wraps the purchase/refinance and rehabilitation costs into a single mortgage. To qualify for the loan, the total value of the...
by kramoltz@hotmail.com | Oct 2, 2018 | Home Ownership
Santa Fe/Pueblo. Flat roofs, parapet walls with round edges, straight-edge window frames, earth-colored stucco or adobe-brick walls, and projecting roof beams (vigas) typify the Pueblo style. Ranch. A development of the Prairie and Craftsman styles, Ranch homes are...
by kramoltz@hotmail.com | Sep 28, 2018 | Home Ownership
Liability Issues. If the benefitted land owner plans construction on the property subject to the easement, the easement should require the benefitted party to indemnify and hold the other owner harmless from any liability resulting from the work. The benefitted party...