by kramoltz@hotmail.com | Jan 11, 2019 | Home Buying
Get What You Want. Shopping for a new home can be a daunting task. You may know exactly what you want or a good idea of what you’re looking for, but you still have to find it. That can mean countless hours of scouring listing after listing, poring over every minute...
by kramoltz@hotmail.com | Jan 7, 2019 | Uncategorized
This single story home (MLS #5848631) is located in the desirable, gated Scottsdale Ranch neighborhood of Suntree East. The entry is through an inviting courtyard with plenty of room for relaxing outdoors. A two-way, real wood burning fireplace divides the dining and...
by kramoltz@hotmail.com | Dec 28, 2018 | Home Ownership
Numbers 6 -10: 6. Get a Written Contract. Obtain and keep a written copy of all contracts, change orders, and receipts. Contracts for jobs costing more than $1,000 are required by Arizona law to provide specific information about the project (e.g. a description of the...
by kramoltz@hotmail.com | Dec 26, 2018 | Mortgages + Lending
Many buyers only focus on their credit rating when they are ready to buy a home. But when deciding whether to grant you a loan, lenders evaluate four things to make sure you can make the loan payments: Capacity – your current and future ability to pay back the loan,...
by kramoltz@hotmail.com | Dec 18, 2018 | Home Ownership, Renters and Renting
The net worth of a homeowner is on average over 44 times greater than that of a renter. One way to look at it is that home ownership works as a form of forced savings. Every time home owners pay their mortgage, they are contributing to their net worth by increasing...
