by kramoltz@hotmail.com | Oct 25, 2016 | Canada and Canadians
Starting November 10, 2016, all air travelers will need to have certain documents to travel to Canada before they can board their flight. American citizens will have to have a passport and meet the basic requirements to enter Canada. Canadians, including dual...
by kramoltz@hotmail.com | Oct 21, 2016 | Selling Your Home
Halloween is a fun holiday to decorate your house. But if you’re home is listed, you don’t want to go to far with decorations if you don’t want to truly scare off buyers. Experts say to not over decorate, and choose what you put up wisely. In general, decorations...
by kramoltz@hotmail.com | Oct 19, 2016 | Home Buying, Mortgages + Lending, Selling Your Home
Loan Related. Like many pre-paids, these are the sums paid to the buyer’s lender or as a result of the lender’s requirements. Examples include a credit report fee, flood certificate fee, and a tax service fee. Fees payable directly to the lender, such as discount and...
by kramoltz@hotmail.com | Oct 17, 2016 | Home Buying, Mortgages + Lending
A recent NAR survey of more than 2,700 Americans showed that more than 80% of consumers across all ages, income brackets, and education levels believed a down payment of 10% percent or more was required to purchase a home. However, the average median down payment for...
by kramoltz@hotmail.com | Oct 14, 2016 | Selling Your Home
The best technique for pricing a home when listing it for sale is setting the asking price just below a round number, according to recent research published by the Journal of Housing Research. On average, buyers are more attracted to a house priced at $399,000 than to...