by kramoltz@hotmail.com | Mar 21, 2019 | Home Buying, Selling Your Home, Title Insurance + Escrow
Reduced title insurance premiums and escrow fees are available to certain buyers and sellers, but they are not volunteered. Since title insurance is the biggest escrow/title cost, it’s worth it to find out if a discount applies. One reduced rate that may be available...
by kramoltz@hotmail.com | Dec 4, 2018 | Title Insurance + Escrow
Title insurance is unique. Unlike other insurance options that require monthly premiums, title insurance is charged as a one-time fee. It is paid by the buyer at closing, and is approximately equal to .5% of the purchase price. Basically it protects you and your...
by kramoltz@hotmail.com | Mar 28, 2018 | Home Buying, Selling Your Home, The Attorney-Broker Advantage
The work required in the purchase of a home involves much more than getting a signed contract. There are potentially several disclosure issues and documents that must or should be supplied by a seller. So what’s included and excluded can be vital. There are also...
by kramoltz@hotmail.com | Jan 10, 2018 | Home Buying, Title Insurance + Escrow
In Part 1 I discussed the protection title insurance provides after closing. But did you know that when buying a home the title report is an important part of your due diligence? The report shows what matters affect the title of the home and what will be excluded from...
by kramoltz@hotmail.com | Sep 12, 2017 | Home Buying, Selling Your Home, Title Insurance + Escrow
Title insurance is an indispensable part of a real estate transaction. It’s a standard requirement in most real estate contracts and its required by lenders. It also protects the buyer and seller from title defects if later something goes wrong. Examples of covered...