by kramoltz@hotmail.com | Nov 5, 2019 | Mortgages + Lending, Selling Your Home, Uncategorized
If you are thinking of selling your property with a carry back loan, the Dodd-Frank Act created rules applying to residential seller financing. A carry back loan makes a property more attractive as a buyer doesn’t have to come up with the entire purchase price in...
by kramoltz@hotmail.com | Oct 11, 2019 | Home Buying, Mortgages + Lending, Uncategorized
Coming up with a down payment can be difficult for young home buyers and those with high student-loan debt. But many mortgage programs allow parents to help fund their children’s down payment. There are of course hoops to jump through to assure the lender that the...
by kramoltz@hotmail.com | Mar 15, 2019 | Uncategorized
Do you read all of the contractual terms before you click “accept”? As a lawyer, I try to. You may want to start also, as a woman read the fine print on an travel insurance contract ended up winning $10,000. The insurance company Squaremouth said that many travelers...
by kramoltz@hotmail.com | Jan 7, 2019 | Uncategorized
This single story home (MLS #5848631) is located in the desirable, gated Scottsdale Ranch neighborhood of Suntree East. The entry is through an inviting courtyard with plenty of room for relaxing outdoors. A two-way, real wood burning fireplace divides the dining and...
by kramoltz@hotmail.com | Jun 14, 2016 | Home Buying, Uncategorized
Finding suitable lots remains a top concern among home builders. Lot shortages are the most problematic in what are considered “A” — or the most desirable — locations. 62% of builders reported that the overall supply of developed lots in their...
by kramoltz@hotmail.com | Mar 15, 2016 | Uncategorized
In ancient times a lot of things could get you killed, including building a house. For example, the law created by the Babylonians known as the Code of Hammurabi included some stiff penalties for builders of unsound homes:“If a builder builds a house for someone, and...
