Recent Posts: Home Ownership

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Do You Have an Easement? Part 3.

Exclusivity and Costs. Easements typically grant exclusive use of the easement area to the recipient unless they provide that the easement is nonexclusive. Of course, shared driveways should always be granted on a nonexclusive basis, and so should utility and drainage easements (with suitable restrictions) to the extent the easement area needs to be used […]

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When can you legally use a Handyman?

In Arizona, repairs under $1,000 can be performed by a person without a contractor’s license. But the “handyman exemption” isn’t that simple. An important limitation is that the aggregate contract price, including labor, materials and all other items, is less than $1,000. So if a $900 component is being installed, the labor couldn’t be more […]

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Do You Have an Easement?

Part 2 – Their Impact. The effect of an easement can be generally regarded as positive or negative. A “beneficial easement” benefits the owner of the land subject to the easement, such as one which enables utilities to be supplied to the property. A “burdensome easement” on the other hand encumbers one property to benefit a […]

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WARNING: Some Improvements Can Raise Tax Bills.

Owners tackling a remodeling project may want to consider how it could impact property taxes. Renovations could result in an increase in assessed value by the county assessor. Ordinarily in the Phoenix metro area any upward adjustment in assessed value would only occur after a sale. But due to a change in the law, the […]

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Are you Getting Less Home Insurance for More?

In the last few years home owners’ insurance has covered less while costing more. Large losses due to hurricanes and floods nationally have led insurers to impose limits on what losses will be paid. For example, restricting coverage on plumbing leaks or damage to foundations. In addition, insurers are eliminating some of the lowest deductible […]

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Is Your Home Grandfathered?

About 69,000 APS solar customers are grandfathered in a favorable net metering rate plan (as more money is paid for the electricity that is sold back to the utility) that lasts 20 years from installation. This status is transferrable to new owners during that time. However customers who signed a solar panel installation contract after […]

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Don’t Under-Budget your Custom Home.

Its said that over 50% of custom builds never get off the ground. The number one reason is that many people do not prepare a realistic, comprehensive budget. To avoid disappointments, early consultation with an experienced builder is essential. A competent builder is a valuable partner in avoiding pitfalls and offering plan alternatives that will […]

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5 Ways to Avoid Mechanics Liens.

When you have work done in Arizona, workers have a right to place liens on your property to protect their right to be paid. With residential property, only contractors with a contract with the owner have lien rights. But in commercial projects, it doesn’t matter if the owner didn’t hire or agree to pay the […]

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Don’t Neglect Your Landscaping.

Don’t underestimate the importance of a beautiful yard to buyers. 84% of adults say that the quality of a home’s landscape and yard would affect their decision on whether to purchase a home or not, according to a survey of more than 2,000 adults conducted by the National Association of Landscape Professionals.

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Can You Recycle your Fridge/Freezer?

If you wanted to replace an old refrigerator or freezer in the past, your utility company could arrange for it to picked up and pay you $30. But that program was discontinued in late 2015. So what now? An alternative if you live in Phoenix is their pick up service. They will take your old […]

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Lower Your Insurance Costs.

In 2013 The American Association of Insurance Services created a cosmetic damage exclusion to home owners policies. It makes home insurance rates more affordable by eliminating cosmetic damage as a loss under the policy. This gives home owners the option of fixing and paying for cosmetic-only wind and hail damage if they incur that kind […]

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Use the Right Plywood.

Did you know that plywood is not all the same? To pick the right sheet of plywood for your job, check how it is graded before you buy. Plywood sheets are designated by a pair of letters, which are the grades of each face, with the first being the exposed-face. If intended for exterior use, […]

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Green Your Home With a Loan.

Fannie Mae announced HomeStyle Energy mortgage program last year, to help borrowers finance energy and water upgrades to make their home more energy efficient when buying or refinancing a home. The loan makes buyer-owners eligible to receive up to 15% of the as-completed appraised value of the home/condo to use for energy efficient upgrades. An […]

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Avoid High Cost States.

Like higher costs, fees and taxes? If not, come to Arizona. Arizona doesn’t impose costs on snowbirds upon sale of a home the way Florida does. Full time Florida resident property tax bills can’t rise more than 3% annually, while snowbird taxes can go up to 10%. Plus every year, non-residents of Florida have to […]

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Five More 2017 Home Trends.

In Five 2017 Home Trends, I detailed likely buyer housing wants. Here are 5 more: 1. Wellness systems. Healthful features like lighting systems that utilize sunshine (such as clerestory windows and skylights), swimming pools without chlorine, and vegetable gardens. 2. Specialized storage. Storage where it’s needed, such as reducing the size of an adjoining bedroom […]

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