Blog Archives

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Insurance Coverage for ReModels, Part 2.

In an earlier blog (https://tinyurl.com/yyzlf5qf) I discussed checking that the contractor has injury, property damage, workers’ compensation and liability insurance. I also suggested purchasing builder’s risk insurance. Another option is completed operations insurance. Completed operations insurance offers a safety net once the project is completed. For example, if you had a new garage door installed […]

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Floodplain Insurance Requirement Dropped.

Hundreds of Scottsdale residents in the Grayhawk master-planned community have been removed from the Rawhide Wash 100-year flood plain. This revision to the flood insurance rate maps means pricey flood insurance is no longer mandatory for those home owners with a federally-backed mortgage that are now outside the boundaries of the 100-year flood plain. Those […]

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Read the Fine Print and Win Money.

Do you read all of the contractual terms before you click “accept”? As a lawyer, I try to. You may want to start also, as a woman read the fine print on an travel insurance contract ended up winning $10,000. The insurance company Squaremouth said that many travelers buy travel insurance without actually reading the […]

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Insurance Coverage for Remodels – Are you insured?

Protect yourself during your next major remodel: 1. Make sure the contractor has insurance for not only injuries and property damage, but also negligent workmanship and injuries sustained on the job. Check also for workers’ compensation and liability insurance, and get copies of all of the certificates of insurance. 2. Consider purchasing builder’s risk insurance. […]

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Do You Have an Easement?

Part 5 – Liability Issues. If the benefitted land owner plans construction on the property subject to the easement, the easement should require the benefitted party to indemnify and hold the other owner harmless from any liability resulting from the work. The benefitted party should also be required to obtain personal injury and property damage […]

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Don’t Overpay for Title Insurance

When buying a home or refinancing your existing mortgage, you should ask whether you are entitled to a title insurance discount.  Reduced premiums are often available, yet usually are not volunteered or offered.  When considering how much that insurance can cost, it is worth it to find out. First, there are two types of title […]

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