by kramoltz@hotmail.com | Dec 6, 2019 | Mortgages + Lending
A new program is providing lender-paid private mortgage insurance on conventional loans through December 31, 2019. Save big when you buy a home by avoiding the traditional 20% down required to avoid monthly PMI payments. You can avoid PMI by putting down 15% as little...
by kramoltz@hotmail.com | May 7, 2019 | Home Buying, Mortgages + Lending
There is free money available for certain Arizona home buyers! Millions of dollars are allocated to down-payment assistance to qualifying homebuyers who intend to occupy the home. The AzHFA Home Plus program provides a down payment assistance grant equal to a...
by kramoltz@hotmail.com | Apr 17, 2019 | Home Ownership, Selling Your Home, Title Insurance + Escrow
Refinancing and Resale Rates. When refinancing your existing mortgage or selling your home, you may be entitled to a title insurance and escrow fee discount. The applicable discount when refinancing is called a “reissue rate.” A reissue is an extension of...
by kramoltz@hotmail.com | Dec 26, 2018 | Mortgages + Lending
Many buyers only focus on their credit rating when they are ready to buy a home. But when deciding whether to grant you a loan, lenders evaluate four things to make sure you can make the loan payments: Capacity – your current and future ability to pay back the...
by kramoltz@hotmail.com | Mar 28, 2018 | Home Buying, Selling Your Home, The Attorney-Broker Advantage
The work required in the purchase of a home involves much more than getting a signed contract. There are potentially several disclosure issues and documents that must or should be supplied by a seller. So what’s included and excluded can be vital. There are also...
