by kramoltz@hotmail.com | Nov 19, 2019 | Home Buying, Title Insurance + Escrow
A service is shopable in the home sale process if there are different providers which quote different prices. An example of shopable service costs are a home warranty and a home inspection. But escrow and title services (the biggest costs) are not really shopable in...
by kramoltz@hotmail.com | Sep 23, 2015 | Home Buying, Mortgages + Lending
The Consumer Financial Protection Bureau has changed the lending process starting October 3. The Good Faith Estimate and the HUD-1 settlement statement are being replaced with a Loan Estimate and Closing Disclosure forms. New procedures have been created around those...
by kramoltz@hotmail.com | Feb 28, 2015 | Home Buying
When you buy a house, there are a lot of things to think about. One item that should be on every buyers to do list is to obtain as much information about the property as possible. Before closing, an opportunity exists to learn important things about the home from the...