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The Consumer Financial Protection Bureau has changed the lending process starting October 3.  The Good Faith Estimate and the HUD-1 settlement statement are being replaced with a Loan Estimate and Closing Disclosure forms. New procedures have been created around those forms that are date-sensitive and could negatively effect the sale of a home. To see the new forms and learn how to comply with the rules, go to consumerfinance.gov/knowbeforeyouowe.

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